Why you should get an appraisal from Roxane Acosta

Thousands of people in Maryland purchase, sell or refinance their home every month. Many of these transactions include a simple line item for an appraisal. While there are a developing number of automated home valuation systems that may appear to be less expensive than an appraisal, practically all lenders still call in a local expert because the stakes are so high. You might think that obtaining a mortgage is the only basis for getting an appraisal, but there are more cases when the services of a licensed, independent real estate professional could be beneficial.


	When you're planning on any transaction where the value of your property is in question, contact Roxane Acosta. Just click here

Appeal your tax assessment in Prince Georges County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Roxane Acosta is your best evidence when building your case. We're qualified to assist you in disputing your tax assessment.

PMI removal will lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance policy that many lenders ask homebuyers to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the real estate. This extra payment is often lumped into the monthly mortgage payment and is soon forgotten. PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.

Roxane Acosta can give you a statement regarding the value of your home, and the expense of the appraisal can generally be recovered in little time because you'll no longer be paying the PMI.

An appraisal from Roxane Acosta will help you settle a divorce with less stress

A divorce is an especially heartbreaking experience for the parties involved, and it is often further complicated by the troublesome decision of who maintains the house. It's a good idea to order an appraisal from Roxane Acosta so both parties are fully aware of the true market value of their property, regardless of the situation.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these issues. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the correct value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal.

Roxane Acosta can help you with relocating to or from Prince Georges County

Moving due to a job change is a more than just an inconvenience, and we understand. That's why we take great care in organizing a convenient appointment time for the appraisal inspection. During our thorough process, we suggest employees that are moving to provide feedback on the positive aspects of their property, along with information regarding any new sales or listings in their area that they want considered.

Don't sell out for too little or let your home stay on the market too long.

A professional appraisal can help you make a better educated decision regarding your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees are derived from our efforts to perform the appraisal report and not a percentage of the sales price.

We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.