Ordering an appraisal from Roxane Acosta

To many, an appraisal just looks like another cost on the settlement sheet for a home purchase or refinance. Almost all lenders still call in a local expert because the stakes are very high, even though there are a growing number of automated home valuation processes that may appear more economical than an appraisal. You might assume that getting a mortgage is the only reason you should get an appraisal, but there are additional instances when the services of a certified, independent real estate professional could be helpful.


	If you're planning on any transaction where the value of your property is a factor, contact Roxane Acosta. Just click here.

Dispute your tax assessment in Prince Georges County

It's quite possible you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are determined by a previous assessment of your house, so if prices have declined in your neighborhood, you can challenge your assessment and save money. When building your case, an appraisal from Roxane Acosta is your best evidence. At Roxane Acosta,we can assist you in appealing your tax assessment.

Roxane Acosta can help you eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance plan that many lenders ask homebuyers to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the property. More often than not, this added payment is bundled into the monthly mortgage payment and is promptly forgotten. This is bad because PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to do away with the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

Roxane Acosta can produce a statement regarding the value of your home, and the price you paid for the home valuation can generally be offset in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Roxane Acosta

A divorce can be a particularly traumatic ordeal for both parties, and it is often more complicated by the troublesome decision of who gets the home. It's a good idea to order an appraisal from Roxane Acosta so both parties are fully aware of the true market value of their property, regardless of the circumstances.

If the parties need to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Trustworthy estate liquidation

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion.

Most Americans do not have dedicated estate planners or executors to take care of these matters, unlike wealthy individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the precise value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal.

Relocating to or from Prince Georges County

Moving due to a job change is a real pain, and we understand. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed process, we suggest employees that are moving to provide remarks on the positive attributes of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered.

Let Roxane Acosta help you sell your home quickly at the right price

A professional appraisal will help you make a better educated decision when determining your asking price, whether you choose to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. The price we charge isn't related to the sales price, but rather they are based on our efforts to finish the appraisal.

We determine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market.